CHARLES L. WILLIAMS

Mr. Williams has experience as a banking executive and has served as an expert witness and consultant in litigation matters throughout the United States. Charles L. Williams, a former Bank President and CEO, is a Banking Expert Witness, Savings And Loan Expert Witness as well as an Expert Witness for Lender Liability, Bank Operations, Check Forgery and Check Fraud, Construction Lending, Credit Reporting, Credit Damages, Damage to Credit Reputation, Subprime Mortgage Lending, Mortgage Fraud, Credit Analysis and Damage Calculation. Charles L. Williams has been involved in arbitration, criminal, and civil litigation in state, federal, and bankruptcy courts as an expert witness. For more information about the many areas of expertise and experience he has as an expert witness, feel free to browse over the website. References from attorneys with whom he has worked as an expert witness for Banking, Savings And Loan, Lender Liability, Bank Operations, Check Fraud, Construction Lending, Subprime Mortgage Lending Expert, Credit Analysis and Damage Calculation are available upon request.

800 Bering Drive, Suite 140, Houston, Texas 77057  (713) 780-7938 1730 Red Hawk Road, Silverthorne, Colorado 80498 (303) 231-6258 Fax: (713) 780-2364    Email: clwill@att.net

EXPERIENCE AS EXPERT WITNESS

SUMMARY

• President, CEO and Director West Belt National Bank, Houston, Texas
• President, CEO and Director National Bank of Commerce, Houston, Texas
• Years as a Bank President: 10 Years
• Years as a Banker: 23 Years
• Testified by Deposition or at Trial: 250 Times
• Number of Law Suits: 500 Lawsuits
• Years Worked as an Expert: 18+ Years

EXPERIENCED EXPERT WITNESS IN THE FOLLOWING CATEGORIES

• Banking Expert Witness
• Savings and Loan Expert Witness
• Lender Liability Expert Witness
• Subprime Mortgage Lending Witness
• Credit Reporting
• Credit Damages
• Damage to Credit Reputation
• Credit Expert Witness
• Damage Expert Witness
• Check Forgery and Check Fraud Expert Witness
• Lending Expert Witness In the following areas:
      Commercial Loans
      Construction Loans
      Consumer Loans
      Mortgage Loans
  
• Director and Officer Liability Expert Witness
• Banking Industry and Standards Expert Witness
• Mortgage Fraud

AREAS OF EXPERTISE

• Professional Banking / Savings and Loan Expert
• Lending
• Operations and Deposit Services
• Responsibility of Officers and Directors of Financial Institutions
• Regulatory Issues for Financial Institutions
• Policies and Procedures for Financial Institutions
• Calculation of Damages
• Credit Analysis

EXPERT WITNESS SERVICES PROVIDED

• Analysis of Facts to Determine Feasibility of Plaintiffs' Claims
• Analysis of Facts to Determine Potential Liability of Defendants
• Testifying Expert
• Consulting Expert
• Preparation of Reports
• Assist in Evaluation of Litigation Issues and of Expert Qualifications and Testimony

PRIOR TESTIMONY IN FOLLOWING AREAS

• Banks
• Savings & Loan Associations
• Insurance Companies
• Mortgage Companies
• Agricultural Lenders - Federal Land Bank, Farm Credit Bank, and Production Credit Association
• Private Lenders

TYPES OF LITIGATION

• Arbitration
• Civil Litigation
• Criminal Prosecution

CLIENTS HAVE INCLUDED

• Plaintiffs
• Defendants
• Third Parties
• Governmental Agencies

JURISDICTION

• State Courts
• Arbitrations
• Federal Courts Including Bankruptcy Courts
• Appointed Special Master For State Court

Litigation in a number of states, including the following:

• Alabama
• Arkansas
• California
• Colorado
• Delaware
• Florida
• Georgia
• Hawaii
• Idaho
• Illinois
• Kansas
• Louisiana
• Michigan
• Mississippi
• Missouri
• Nevada
• New Jersey
• New York
• North Carolina
• North Dakota
• Ohio
• Oklahoma
• Pennsylvania
• South Carolina
• Tennessee
• Texas
• Utah
• Virginia
• Washington, D.C.
• West Virginia
• Wisconsin
• Saipan, Mariana Islands
• San Juan, Puerto Rico

PARTIAL LIST OF TOPICS OF TESTIMONY

• Loan Transactions: Commercial, Consumer, and Real Estate
• Lender Liability
• Usury
• Personnel Policies
• Responsibilities of Directors and Officers of Financial Institutions
• Bank Operations
• Industry Standards for Providing Services to Customers for Deposit Accounts
• Regulatory Issues
• Credit Reporting
• Credit Damages
• Damage to Credit Reputation
• Calculation of Damages
• Credit Analysis
• Mortgage Fraud

PROFESSIONAL BANKING EXPERIENCE

• West Belt National Bank, Houston, Texas - President, C.E.O., and Director
• National Bank of Commerce, Houston, Texas - President, C.E.O., and Director
• Banc Texas, Houston, Texas - Executive Vice President
• Texas American Bank, Houston, Texas - Senior Vice President
• United Savings of Texas, Houston, Texas - Senior Vice President
• Texas Commerce Bank, Houston, Texas - Vice President

EDUCATION

• The University of Texas, Austin, Texas BBA - Finance
• Stonier School of Banking, Rutgers University, New Brunswick, New Jersey
• American Institute of Banking

PROFESSIONAL AFFILIATIONS

• Board Certified Forensic Examiner
• Director Robert Morris Associates
• Officer and Director Financial Executives Institute

Email: clwill@att.net